Featured Credit Cards:
Rick Approved
Sometimes getting a credit card can
help your credit score. Here is how:
35% of your Fico Score is based on your debt
to credit ratio. Mainly Credit Cards.
Example: If you have a credit card with
a $2000 limit and you owe $1600 your debt to
credit ratio is very poor.
Your Percentage of credit owed to
available credit is 80%. To the credit
bureaus, you look like you are in a bad
credit situation. Your score will reflect
this, as 35% of your score deals with your
debt to credit ratio.
Now, if you applied for one of these very
easy to get credit cards for $3000 and got
approved, your credit to debt ratio would
increase significantly.
Now you have $5000 in credit and owe
$1600. Your debt to credit ratio is now 32%
Now remember 35% of your score is based on
debt to credit ratio. So your Fico score
would jump up a significant amount. This
can also be done by raising the limits on
your existing cards.
PS: Don't worry about the inquiry on your
credit report. Inquires are such a small
percentage of your credit report.
Here are the easiest cards to get with
bad credit:
 
online application |
-
Earn entries
from everyday shopping!*
-
More entries
mean more chances to win!
-
Large Monthly
Cash Jackpots!
-
A New Winner
Every Month!
Apply
Today! |
Intro APR
|
Intro Period
|
Annual Fee
|
Setup Fee
|
APR
|
Credit Required |
|
N/A |
N/A |
$0 |
$0 |
14.99% |
Fair
Credit OK |
|
|
| |
New
Millennium Bank Platinum Visa® or
MasterCard® |
online application |
- No CREDIT CHECK
- Approved REGARDLESS OF CREDIT
HISTORY
- Credit Limits UP TO $10,000*
- Reports to ALL 3 BUREAUS
- Get CASH AT OVER 740,000 ATMs
- Emergency CASH TRANSFERS
- Auto RENTAL INSURANCE
- $100,000 TRAVEL ACCIDENT
INSURANCE
- Extended WARRANTY PROTECTION
- Special HIGH INTRODUCTORY
SAVINGS RATE
Apply Now! |
Intro APR
|
Intro Period
|
Annual Fee
|
Setup Fee
|
APR
|
Credit Required |
|
N/A |
N/A |
$59 |
$99.95 |
19.5% |
Very Bad Credit OK |
|
|
| |
Applied Bank®
Secured Visa® Gold Credit Card |
 
online application |
- 9.99 Low fixed APR - rate
won't change even if you are
late!
- Choose your credit limit up to
$5000*
- No credit requirements and no
income requirements
- Credit Bureau reporting.
Apply
Today! |
Intro APR
|
Intro Period
|
Annual Fee
|
Setup Fee
|
APR
|
Credit Required |
|
N/A |
N/A |
$50 |
$0 |
9.99% |
Very Bad Credit OK |
|
|
|
